• Our process is to work with you to prepare an initial Financial Plan that encompasses all the various elements of your financial success. This will involve looking at your individual situation, discussing what you have in mind for the future and preparing a plan to help you get there.
• The first step is to have a clear vision about your purpose and understand what your financial goals, needs and objectives look like in measurable terms.
• We have a structured process to identify those needs and then break them down into six areas that should be addressed over the short, medium and long term.
• One of the elements is your investment portfolio, but you can see that the comprehensive plan is much broader than that.

• Our method of payment is by an agreed fee. We do not charge commissions on investments through new superannuation, managed funds or retirement products. The fee depends on the nature of the advice or service we provide. All fees and charges include GST.
  • The fee for a comprehensive Statement of Advice is $4,400 and an additional $880 if there is a SMSF involved.
• If the advice is in relation to an investment portfolio, then we require you to also engage us for our ongoing stewardship of your portfolio for the first year. There are several options and different levels of service, starting from $2,230 per annum

• To get the process started on your financial plan just let me know that you are ready to go ahead and we can book in a fact find meeting at a time that is suitable to you.
• At this meeting I will take you through our Personal and Financial Questionnaire and I would ask that you allow up to 2 hours for the meeting. As part of the process, I will ask you about:
  • Your current financial position
  • Your income and expenses
  • Your lifestyle goals and objectives
  • The things that are important to you
  • Any financial concerns you have
• By collecting this information, it allows me to take all your circumstances into account in determining the best financial planning strategies for you.
• I will gather as much information as I can from your records at ATM Consultants and discussions with your Client Manager, but to assist the process can you bring along the following information:
  • Details of your current income
  • A list of Assets and Liabilities
  • Your latest bank and mortgage statements
  • Your latest superannuation statements
  • Details of any personal insurance you have such as Life, TPD, Trauma or Income Protection – either in super or outside of super
  • Your Drivers Licence or Passport
  • A utilities bill showing your name(s) and address.

Over recent years we have recognised that many of our clients are starting to really think about retirement and how they go about getting there. They have been looking for financial planning advice and want that advice from us rather than have us refer them to someone else.

As a result, ATM Financial Consultants Pty Ltd opened for business, offering a suite of financial planning services specifically tailored to the needs of our clients and designed to complement the business and tax advisory services we already offer.

We have partnered with FM Financial who are a Financial Planning Business with a highly skilled and experienced team with offices in Burnie, Devonport, and Hobart as well as Melbourne.

We are headed up by Stephen Jones who is an authorised representative of Hillross Financial Services (AFSL 232705). This gives you the best of both worlds. You can expect that personalised client focused advice that you get from dealing with a privately owned and managed business, but with the support and services of one of Australia’s largest and most established financial services organisations.